# FAQ ## Testnet Info: {% embed url="" %} ### [**https://drip.ursa.finance**](https://drip.ursa.finance) ### ### **Supported Wallets?** Refer to the [User Guide](/ursa/getting-started/user-guide.md) page for additional information. ### **As a supplier, can I withdraw my deposited funds at any time?** So long as a user is attempting to withdraw an amount less than their outstanding debts and there is sufficient available liquidity in the respective market to withdraw, a supplier can withdraw their funds at any time. If a market is at or near a utilization ratio of 100% (see the [Interest](/ursa/documentation/technical-overview/interest.md) section for additional information on this topic), a withdraw may not be possible. In a case where a pool reaches a utilization ratio of 100%, a user still may be able to withdraw. The withdrawal in this circumstance would come from the reserve funds that the protocol accrues over time from repaid interest from borrowers. ### **What is Liquidation, how is it triggered, and how can I avoid it?** Users who take loans out on Ursa need to manage their position to avoid liquidation. If the health factor of the account is less than 1.0, the account is subject to liquidation. Liquidations operate via a liquidator who repays a portion of a user's debt in exchange for a portion of the user's collateral. To keep an account in good standing, a user needs to prioritize keeping their account above a health factor of 1.0. Ursa recommends keeping a large buffer above a 1.0 health factor and keeping a close eye on their position during volatile market conditions especially in positions with high volatility risk. See the [Liquidation](/ursa/documentation/technical-overview/liquidation.md) section for additional information. ### **What is Leverage?** The term "leverage" in this context describes a strategy in which funds are borrowed to increase the size of a collateral position. The larger collateral position can earn more interest and/or benefit from positive price action relative to the borrowed assets. However, employing this strategy also increases exposure to negative price action, adversely affecting an account's overall health. **Employing leverage strategies always carries with it increased risk and caution should be exercised before applying leverage to a collateral position.** ### **Token?** Refer to the [Token](broken://pages/7MmUxBvrJIQYAZci71sS) page for additional information. ### **How Does Governance Work?** Governance will be handled through snapshot. ### Coingecko Link: --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.ursa.finance/ursa/getting-started/faq.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.