> For the complete documentation index, see [llms.txt](https://docs.ursa.finance/ursa/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ursa.finance/ursa/documentation/technical-overview/interest.md). # Interest Ursa Finance uses its own interest rate models inspired from Compound's jump rate model. Ursa has a total of five models with varying parameters based on the underlying risk factors of the markets. The interest rate models assigned to different markets are classified based on the overall risk surrounding the respective underlying asset: * Interest Rate Model 1 => Minimal risk * Interest Rate Model 2 => Low risk * Interest Rate Model 3 => Medium risk * Interest Rate Model 4 => High risk * Interest Rate Model 5 => Maximum risk --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.ursa.finance/ursa/documentation/technical-overview/interest.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.